Homecare Insurance

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Over 3/4 of those 50 and older wish to age in their own homes and stay out of institutional care settings

  • Less than 50% believe they will have the means to do so

  • 2/3 of American age 65+ will need home care services in the future

 

The reality

  • The average American will need, in today’s dollars, approximately $50,000 to pay home care costs not covered by Medicare

  • It is confusing and hard to navigate, or find best-in-class home care service providers

 
 
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The Consequences

  • Family members end up shouldering the majority of the financial burden

  • Standard of living is compromised

  • If help is not well planned or delivered, the risk of falls and injuries can increase, which may results in a move from a cherished home to a nursing home

Interested in learning more about homecare insurance?

Call Via Benefits at 1-844-222-2965 (TTY: 711), Monday through Friday, 8:00 a.m. to 9:00 p.m. Eastern time.

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Eligibility Requirements

  • Available to Ages 35-85

  • No long form medical underwriting

  • Simple underwriting consisting of 5 eligibility questions

 
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Key Product Features

  • Entry age pricing and guaranteed renewable

  • Available face amounts of $10k - $150k in $5k increments

  • Additional elements include:

    • Accelerated death benefit for chronic condition or terminal illness

    • Support with at-home care planning from Wellthy along with a 15% discount on care services

    • Trust & Will planning with a 10% discount

  • 10% discount on premium with household discount

  • Residual Survivor Benefit of 10% guaranteed

We’re Here to Assist You

Call Via Benefits at 1-844-222-2965 (TTY: 711), Monday through Friday, 8:00 a.m. to 9:00 p.m. Eastern time.

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